1) Banking & Cashflow

You cannot control what you do not measure. Cashflow is simply: Money In minus Money Out.

• Use a tracking tool like Empower (formerly Personal Capital), Rocket Money, or a simple Google Sheet.
• You want to see exactly where your "leaks" are. Are you spending $200 a month on subscriptions you don't use? Identifying these leaks is the fastest way to give yourself a "raise" without working more hours.